Swaraj 825 XM Tractor EMI calculator

Option 1) Select your desired bank to see the interest amount you have to pay during the entire loan period and to see the emi chart for various periods against Tractor Loan

Option 2) Get to know the bank which offer lowest emi, lowest processing charge and lowest documentation fee for loan on Tractor

Option 3) Enter the desired amount and desired interest rate of Tractor to know the emi and finance option

EMI for the tractor you want Suggest the best bank EMI with rate you wish
EMI in Advance EMI in Arrears
To get finance for Swaraj 825 XM Click Here
Ex-showroom Price of Swaraj 825 XM : ₹ 4,60,000
Loan Amount : ₹ 3,91,000
Down Payment : ₹ 69,000

Document Charges : NA
Processing Fee : ₹ 3,910
MonthsEMIChart
12₹ 34,396View Chart
24₹ 18,223View Chart
36₹ 12,858View Chart
48₹ 10,195View Chart
60₹ 8,611View Chart
72₹ 7,568View Chart
84₹ 6,834View Chart
Total Interest Amount is ₹ 21,751 for the loan amount of ₹ 3,91,000
EMI NumberEMI MonthEMI AmountInterest AmountPrincipal ReductionBalance Due
1May-2025₹ 34,396₹ 3,566₹ 30,830₹ 3,25,774
2Jun-2025₹ 34,396₹ 3,258₹ 31,138₹ 2,94,636
3Jul-2025₹ 34,396₹ 2,946₹ 31,450₹ 2,63,186
4Aug-2025₹ 34,396₹ 2,632₹ 31,764₹ 2,31,422
5Sep-2025₹ 34,396₹ 2,314₹ 32,082₹ 1,99,340
6Oct-2025₹ 34,396₹ 1,993₹ 32,403₹ 1,66,937
7Nov-2025₹ 34,396₹ 1,669₹ 32,727₹ 1,34,210
8Dec-2025₹ 34,396₹ 1,342₹ 33,054₹ 1,01,156
9Jan-2026₹ 34,396₹ 1,012₹ 33,384₹ 67,772
10Feb-2026₹ 34,396₹ 678₹ 33,718₹ 34,054
11Mar-2026₹ 34,396₹ 341₹ 34,0550
EMI in Advance EMI in Arrears
EMI in Advance EMI in Arrears

* Usually the margin on tractor loans would 15% to 25% which means banks will offer loan only up to 75% to 85% of ex-showroom price of the tractor. For calculation purpose we have considered the margin as 15%. Do note that loan will be offered only on ex-showroom price of the vehicle not on the on-road price (insurance, road tax, accessories, handling, extended warranty and other misc charged have to be taken care by the customer)

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