Find details of dhanalakshmi bank ltd car loan through Dhanalakshmi Bank Ltd EMI calculator. Just enter the loan amount of car you want to get financed and rate of interest. Dhanalakshmi Bank Ltd EMI calculator automatically calculates the installment on reducing balance and it does not have any other processing fee.
Dhanalakshmi Bank Ltd avails you with host of services and facilities online with which you can get car loan approval in an easier way. The customers who are dreamt of owning their desired car will turn their dream into reality via the golden opportunity provided by Dhanalakshmi Bank Ltd. The eligibility criteria set by the bank that any individual having minimum gross income of Rs. 1.00 lakh per annum erases the hindrance that only silver-spooned can purchase the latest available cars. The bank even churns out the repaying capacity of an individual who had applied for loan by extending the tenure up to 8 years for new car while it is 5 years for used cars. Vicky. in proves to be the powerful tool through the provision of accurate information on processing fee, documentation charges, EMI amount of such banks
Loan Eligibility Calculator
Dhanalakshmi Bank Ltd Car Loan eligibility, Interest Rate, documents and process
Eligibility required for Dhanlaxmi Bank Home Loan
Employees, Professionals, Businessmen, Agriculturists/NRIs with an annual income of over Rs. 1.2 lakh
Loan to be repaid before the borrower attains the age of 60 years
Salaried employees with a net monthly income of at least Rs. 6,000 including that of spouse, with a minimum 1 year of leftover service after completion of the eligible loan period.
NRIs (Non-Resident Indians) and PIOs (Persons of Indian Origin) below 55 years of age and employed overseas for at least 24 months with assured recurring earnings*.
One time processing fee
No hidden charges
No post loan hassles.
Prepayment Charges NILProcessing fees : a) Loans Upto 20 lacs – Non Refundable fee of Rs 3500 plus service tax
b) Loans above 20 lacs – Non Refundable fee of Rs 5000 plus service tax
Documents Required for Dhan Home Loan:-
Salary certificate or salary recovery undertaking letter from the employer in the case of salaried persons
Latest income tax assessment order / return filed / certificates issued by revenue authorities
For NRIs/PIOs, the following additional evidence will have to be produced:
Passport with VISA stamped duly verified/attested
Valid work permit
Employment contract duly verified/attested
Copy of continuous discharge certificate (in the case of Merchant Navy)
Details of previous employment
Bank account details for last 6 month
Proof of residence
Proof of income in case of self employed
Copy of labour card/identity card duly verified/attested