To make the finance easier for Nano customers, Tata is now offering 100% finance for its customers. Customers have to just pay Rs22,000 for insurance and registration. “Yes, there is zero down payment option. It depends on the profile of the customer too. Tata Motor Finance is already offering it. We just suggested this to others as well. It is up to the financiers to offer 100 per cent financing,” Tata Motors spoksperson said. Tata Motors Finance charges 14% interest for the 100 per cent loan scheme.